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Money blocks occur when you have invisible beliefs about money that inform your thoughts and actions and can lead to a life filled with stress, anxiety, and loneliness. This post discusses how to recognise money blocks and how you can remove them.

What is a Money Block?

Do you fear there must be something wrong with you if you constantly don’t have enough money or if your friends and family always seem to have more than you?

If your answer is yes, this fear can manifest itself as a lack of confidence in your money-making abilities or put limitations on what you can earn.  For instance, I was once told by a fortune teller that I would never be rich but would always have enough. Now, put aside your feelings about fortune tellers and I’ll show you how this manifested for me. I told myself that so long as I had a roof over my head and food and clothing, that was enough. And I kept telling myself that for decades. And then, a friend asked me who decided what was enough? Could it be enough to go on holiday a few times a year? Enough to regularly donate to favourite charities? Enough to not worry about paying bills?

I’d allowed a stranger to instill a money block in me. In retrospect, it’s ridiculous, but it was what it was.

Money blocks may hold you back from making changes in your life, even if you’ve wanted these changes for a long time. 

Money blocks may hold you back from making changes in your life, even if you’ve wanted these changes for a long time.

 Become Aware of Your Money Blocks

Observe and analyse your thoughts and beliefs regarding money, being completely honest with yourself. 

    Identify Your Money Blocks

    These money blocks are commonplace and can be faced by people from all walks of life. If you’re struggling with money blocks, here is some advice to help you overcome them.

    1) Consider your financial situation as it is now. What are your current financial priorities? What would you like to happen in the next few years? Are there any changes you would like to make in your lifestyle?

    2) Identify where you might be overspending.  Make a list of things that you spend money on every month. How do these items contribute to your life? Either personal or business. For instance, do you have subscriptions or memberships that you no longer use, but the money keeps leaving your account every month? You’d be surprised how many people answer yes to this question. Make a list of all these and cancel the ones you don’t need.

    3) Discover any resistance to money.

    Answer these questions:

    • What emotion do you feel towards money?
    • Did others teach you that criminals, fraudsters, politicians, and the like are the only ones with money?
    • Is money the root of all evil?
    • Do you deserve to have financial freedom?
    • Do you feel there is not enough (of anything) for everyone?
    • How do you feel when you see an ad for what you think is an overpriced watch?
    • How do you feel when you see someone driving a car you know is expensive?
    • Are you annoyed by people who travel constantly and love their careers?
    • When you see people spending as much money daily as the average person earns in a month, do you feel anger?
    • Why do you think some people have more money than others? What is the difference between these people and you?

    The difference is that they have different beliefs about money. These positive beliefs may have been instilled in them by their parents or they may have identified their resistances and overcome them. Whichever, they have formed a deeper relationship with money and have a different perspective.


      Knowing the reason for a belief or a thought, is half the battle towards replacing that belief or thought with another that will serve you. It really is that simple. You control your thoughts, you choose them – choose good ones.